The UCF Family of Funds 
United Church Funds offers a family of nine investment funds that, when used as a part of an overall financial plan, provide the flexibility and diversity UCC churches and ministries require both for spending and long-term investment growth. All funds follow socially responsible investing guidelines that take seriously the values of the United Church of Christ, and are managed at the lowest cost possible.
Funds are listed in relative order of potential risk/reward, from low to high. Clicking a name will take you to the fund page, which features a performance graph and description of the fund's benchmark, manager and strategy.
Management Fees for each fund are listed below. For the Quarterly Report of all fund performance, click here.
INCOME-BASED FUNDS
Cash & Equivalent Fund
a money market fund
Fixed-Income Fund
a corporate & government bond fund
BALANCED FUNDS
These popular funds of funds offer a blend of stocks and bonds from the Total Equity and Fixed-Income Funds
Conservative Balanced Fund
30-40% Total Equity (target: 35%), 60-70% Fixed-Income Fund (target: 65%)
Moderate Balanced Fund
55-65% Total Equity (target: 60%), 35-45% Fixed-Income Fund (target: 40%)
Aggressive Balanced Fund
70-80% Total Equity (target: 75%), 20-30% Fixed-Income Fund (target: 25%)
EQUITY FUNDS
Total Equity Fund
a fund of funds with a target allocation of 55% Domestic Core Equity, 20% Small Cap Equity, 25% International Equity
Domestic Core Equity Fund
invested primarily in mid-sized and large US-headquartered companies
Small Cap Equity Fund
shares of US-based companiew with a weighted average market capitalization under $1.5 billion
International Equity Fund
primarily invested in companies based in developed countries, with 15-25% invested in emerging markets
Management Fees
Investment Management Fees are set annually by UCF Board based on budgeted expenses and estimated net assets. Fees include all administrative, investment management and custody costs. No transaction fees, asset transfer fees, 12b-1 fees, or any other fees are charged.
| INCOME-BASED FUNDS | |
| Cash & Equivalent Fund | 0.10% |
| Fixed-Income Fund | 0.45% |
|
BALANCED FUNDS |
|
| Conservative Balanced Fund | 0.61% |
| Moderate Balanced Fund | 0.71% |
| Aggressive Balanced Fund | 0.76% |
|
EQUITY FUNDS |
|
| Total Equity Fund | 0.84% |
| Domestic Core Equity Fund | 0.59% |
| Small Cap Equity Fund | 1.05% |
| International Equity Fund | 1.15% |
Fees for Life Income Gifts
The management fees charged for Life Income Gifts created through the Financial Development Ministry of the United Church of Christ in Cleveland and subsequently invested in United Church Funds include additional charges to support the administration of these agreements. For a complete description of UCC gift administration fees, click here.
Rev. Hector Lopez
Conference Minister, Ret.
Central Pacfic Conference
Portland OR